It is important to have MRP so that you can purchase something when you need and when you do not have cash. 126 MRP helps you purchase 1 T-Credit which means 102 VP and many times this is very much.
Also, to continue, the VP obtained help you obviously to qualify or requalify.
It is also obvious that a corresponding number of MRP can help you even purchase any other product from TripleClicks when you do not have cash.