Tami, use the same courage that you have shown by declaring that you are broke to promote SFI. Tell your friends about it. Print the free marketing leaflets available from SFI; promote other people's products and above all exploit all available advertising options. It may not be a quick fix but somehow you will start to build your own downline; earn a bit of commission (plus VPs)and with the points earned from the daily activities you will be heading towards the right direction.