It is risk free. You don't have to pay a dime to sign up/register. Its money making opportunity is fun. You can purchase what you actually need on SFI and gain corresponding Versapoints attached to the product, thereby climbing up the rungs of your income rank. To me you just get shopping on SFI's world of commerce only to find out you have been in real world of business. The highest attraction here is the promising stability of income since you will always find your shopping favorites.