First, let us examine the purpose of TCredits and s-builder Co-op.
TCredits can be purchased and used to play games at EZ, download music, bid at auctions, encourage your down line, and make TripleClicks purchases.
S-builder Co-op is Advertising. You purchase a share and receive Affiliates and PRMs sign-ups for a small fee of $22 per month.
Therefore, if you are more interested in games and purchases, TCredits is the way to go.
On the other hand, if you are interested in building a team and earn direct commission and building residual income, choose S-builder Co-op or one of your choice.