I think we already are in preparation working towards retirement, everyday is one step closer. All of us
that are honestly working SFI to earn an income.
Each day if we tackle a few more sites, a few more ads than yesterday is called duplication as well, our efforts will prove fruitful in the end we will know what we have done was worth it.
Keep doing everything SFI tells you and you will be ok when you retire, keep working hard.