The new policy of SFI viz. TW (TCredits Welcome) or CW (Cash Welcome) both are same you can say two sides of a coin. You can adopt any one with your new affiliates. Which one you adopt is does not matter, only thing is how you guide them.
You adopt any one as a welcome gift and then trained them how to work with SFI and the benefits of SFI and the different income sources in SFI.
