Depends on you really, If you want to make the financial investment needed to attain a TL rank on a monthly basis then that is you choice to make, you need to weigh the benefits against the risk. Also if you do want to do this I would make sure I had at least something on SO to get me PSA's every month so that I could begin building an effective team that would later allow me to get to TL ranks without having to spend as much money.