There is no such thing as an obstacle which cannot be overcome. You just have to find a way around it.
There could be many reasons why the person does not have (or maybe does not want) a credit card, and SFI actively promote the fact that you can succeed in this business without spending money. While achieving TL status is certainly easier if you can buy a standing order, not being able to buy a standing order does not mean you cannot succeed.
But something must be invested. If it is not money, then it is time.
The best thing you can do is encourage your PSA to recruit, recruit some more, and then do some more recruiting. Both for SFI, and for TripleClicks customers.
The more TC customers they have, the higher their potential earnings in the short term. This will also help them earn the sales VP they need. Recruiting an ECA or two will also be useful. And building and supporting a team of 6 EA2 affiliates, when the 100VP for supporting each of them is added to their daily and weekly VP from doing their basic admin, will give them the action VP they need.
There is no such thing as an obstacle which cannot be overcome. You just have to find a way around it.
There could be many reasons why the person does not have (or maybe does not want) a credit card, and SFI actively promote the fact that you can succeed in this business without spending money. While achieving TL status is certainly easier if you can buy a standing order, not being able to buy a standing order does not mean you cannot succeed.