If you can afford it, buy products to further your business or improve your life from TripleClicks. That's what I do. I joined SFI on July 7, 2014 (not long ago) and in August I started two Standing Orders, one for Tcredits 125 Pack worth 1,500 VP monthly. I use the Tcredits for auctions/games, get bonus VP, 5 MRP for each. Buy 1 Tcredit with 126 MRP and I buy single T-credits for 102 VP each.