I don't know *how* common a mistake it is, but there is a temptation to throw money at every possible opportunity to get Sales VP (through standing orders and such) and Action VP (by spending TCredits on every game, auction, or listing), whether or not the household budget will allow. Now, don't get me wrong: there are some logical options where spending money makes sense, from a standing order on TCredits (particularly during months where you're vacationing and can't do as much with Action VP) to judicious use of TCredits to get in on Pricebender auctions during low peak usage times.
A person who spends more money than he or she has will ultimately not be able to sustain his or her efforts, and discouragement quickly follows. A good, solid budget can work wonders; I definitely suggest saving a part of that budget to check out other SFI members' stores and experimenting with new SFI products. A new discovery can really help with a network.
Probably one of the most effective ways to spend money here is listing products of one's own. Twenty-nine cents on a TCredit to sell off merchandise pays *you*. Doubly so if you referred the buyer. The best way to use your money is to make it earn you money, and this is one of the best ways to do so here.
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I don't know *how* common a mistake it is, but there is a temptation to throw money at every possible opportunity to get Sales VP (through standing orders and such) and Action VP (by spending TCredits on every game, auction, or listing), whether or not the household budget will allow. Now, don't get me wrong: there are some logical options where spending money makes sense, from a standing order on TCredits (particularly during months where you're vacationing and can't do as much with Action VP) ...more