there is actually no best way to receive your SFI commissions, there are just alternatives. If you cannot accept payments via PayPal, that option is out. Try cheque, if applicable if you want cash and have doubts about security of credit cards. For higher commissions Payoneer is the best, although it has yearly activation fee of around USD 30.00, and withdrawal fees that vary between USD 2.00 and USD 5.00.