In my Opinion the best way to receive commissions would be in the following order:
1. PayPal
2. Payoneer
3. Check
Money in your PayPal account is good as cash in the bank. The same can is true for the Payoneer debit card, but you still have to apply for one and there are transactioncosts involved.
There are processing fees involved with checks. If your SFI commissions are low, I would suggest you hold your balance until it is viable to get a check sent out.