If you had an extra $100, the best way is to use the money on tripleclicks because you can buy a pack 125 (SFI give you 1500 versa point) of tcredit allowing making auction and maybe to win PSA CSA computer IPAD...
The second possibility is the extra $100 is on your payoneer card and after you can activate this card and to have versa point and you approach higher grades.