If I believe that SFI is the business that will enable me to achieve the goals I desire then time won't be a problem. I make time for GOD,Family,Friends and SFI because these are important to me. I just don't believe time or money can be a problem when you have a sincere yearning to achieve something. If we haven't developed a warriors heart to be a winner then we will developed a coward mentality to be losers and make excuses for our failures!