There are many different ways to help a new affiliate, that is cash strapped, to get VersaPoints.
To find cash:
1. I would ask them to write out all the expenses they have and keep track of every cent that they spend for 30 days.
2. Then they should go through this list and determine if they can find some extra money by making some changes that would enable them to do this.
3. See if there is anything that they could sell, through TripleClicks, to raise some cash to use for SFI.
4. If they have a little money, I would recommend that they purchase some TCredits which would help them to raise some MRP that would help them to buy some products.
5. Change their buying habits to getting products/things that they already use from their business instead of going to the grocery or other store.
Let them know that they need to be completing their To Do List everyday to utilize all the points available there.